Terms of Service

Agreement to Terms

By accessing or using My Bitcoin DCA ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

1. Service Description

1.1 What We Provide

My Bitcoin DCA is a notification and tracking service that:

• Sends scheduled notifications for Dollar Cost Averaging (DCA) Bitcoin purchases
• Monitors Bitcoin network fees for optimal withdrawal timing
• Tracks your purchase and withdrawal history
• Provides analytics and insights on your DCA strategy
• Monitors blockchain confirmations for your transactions

1.2 What We Don't Provide

• Custody Services: We never hold your Bitcoin or fiat currency
• Trading Execution: All trades are executed by you directly on your exchange (Binance or Kraken)
• Withdrawal Execution: All withdrawals are executed by you from your mobile device
• Financial Advice: We do not provide investment, tax, or legal advice
• Guaranteed Results: Past performance does not guarantee future results

2. Eligibility

2.1 Age Requirement

You must be at least 18 years old to use this Service.

2.2 Legal Compliance

You represent and warrant that:

• You are legally permitted to use cryptocurrency services in your jurisdiction
• You comply with all applicable laws regarding cryptocurrency
• You have a valid exchange account (Binance or Kraken) in good standing
• You will not use the Service for illegal purposes

2.3 Prohibited Jurisdictions

The Service may not be available in all countries. You are responsible for ensuring that your use of the Service complies with local laws and regulations.

3. Account Responsibilities

3.1 Account Security

You are responsible for:

• Maintaining the confidentiality of your password
• Securing your mobile device and passcode
• Protecting your exchange API keys stored on your device
• Using a static IP address with exchange API whitelist
• All activities that occur under your account

3.2 API Key Security

3.3 Device Security

Since your API keys are stored on your mobile device, you must:

• Keep your device's operating system updated
• Use device encryption and passcode protection
• Avoid jailbroken or rooted devices
• Report lost or stolen devices immediately
• Enable biometric authentication when available

4. User Obligations

4.1 Prohibited Activities

You agree NOT to:

• Use the Service for money laundering or illegal activities
• Attempt to gain unauthorized access to our systems
• Reverse engineer, decompile, or disassemble the Service
• Use automated scripts or bots to abuse the Service
• Violate rate limits or attempt to bypass security measures
• Share your account credentials with others
• Use the Service in a way that could damage, disable, or impair it

4.2 Compliance

You are solely responsible for complying with all applicable tax laws and regulations in your jurisdiction. We do not provide tax reporting or advice.

5. Referral Programme

5.1 How Referrals Work

My Bitcoin DCA offers a referral programme that allows users to earn commissions by referring new paying subscribers. By participating, you agree to the following terms:

5.2 Referral Tracking Requirements

5.3 Commission Eligibility

You earn commissions when:

• A referred user successfully registers using your referral link
• The referred user subscribes to a paid plan
• Payment is successfully processed

Commission rates and minimum payout thresholds are displayed in your referral dashboard and may be changed at our discretion with notice.

5.4 Prohibited Activities

The following activities are prohibited and may result in forfeiture of commissions and account termination:

• Self-referrals or referring your own alternate accounts
• Creating fake accounts to generate referral commissions
• Spamming or unsolicited bulk messaging with referral links
• Misrepresenting the service to potential referrals
• Using paid advertising that violates platform policies
• Any fraudulent or deceptive practices

5.5 Programme Modifications

We reserve the right to modify, suspend, or terminate the referral programme at any time. We may also withhold or reverse commissions if we suspect fraudulent activity or violation of these terms.

6. Subscription and Billing

6.1 Payment Processing

All payments are processed securely by Stripe, a PCI-DSS compliant payment processor. By subscribing to our Service, you agree to Stripe's Terms of Service and Privacy Policy.

• We do not store your full credit card details on our servers
• Stripe handles all payment card processing and security
• We store only your Stripe customer ID and subscription status

6.2 Subscription Plans

My Bitcoin DCA offers monthly subscription plans. Current pricing is displayed on our website and may be updated from time to time with notice to existing subscribers.

• Subscriptions are billed monthly in advance
• Your subscription automatically renews each billing period

6.3 Free Trial

We may offer free trial periods for new subscribers. At the end of the trial:

• Your subscription will automatically convert to a paid plan
• You will be charged the applicable subscription fee
• You may cancel before the trial ends to avoid charges

6.4 Cancellation

You may cancel your subscription at any time through your account settings or by contacting support.

• Cancellation takes effect at the end of your current billing period
• You retain access to paid features until the period ends
• No partial refunds are provided for unused time in a billing period

6.5 Refund Policy

To request a refund, contact us at support@mybitcoindca.com with your account details and reason for the request.

6.6 Price Changes

We reserve the right to modify subscription prices. For existing subscribers, we will provide at least 30 days' notice before any price increase takes effect. You may cancel your subscription before the new pricing applies.

7. Disclaimers and Risks

7.1 Financial Risks

7.2 Service Availability

The Service is provided "AS IS" without warranties of any kind. We do not guarantee:

• Uninterrupted or error-free service
• Notification delivery (depends on third-party services)
• Accuracy of price data or fee estimates
• Availability of exchange APIs (Binance, Kraken) or mempool.space
• Protection against all security vulnerabilities

7.3 Third-Party Services

The Service integrates with exchanges (Binance, Kraken), mempool.space, and other third-party services. We are not responsible for:

• Exchange downtime, API changes, or account issues
• Blockchain network congestion or delays
• Third-party data accuracy or availability
• Changes to third-party terms of service

7.4 Not Financial Advice

The Service does not provide investment, financial, tax, or legal advice. All decisions regarding purchases, withdrawals, and timing are made solely by you. Consult with qualified professionals before making financial decisions.

8. Limitation of Liability

To the maximum extent permitted by law:

8.1 No Liability For

• Loss of cryptocurrency or fiat funds
• Missed purchase or withdrawal opportunities
• Incorrect fee estimates or price data
• Failed or delayed notifications
• Exchange API errors or account restrictions
• Device theft, loss, or compromise
• User error in executing trades or withdrawals
• Tax consequences of your transactions
• Market losses or missed gains

8.2 Damages Cap

Our total liability to you for any claims arising from the Service shall not exceed the amount you paid us in the 12 months prior to the claim.

8.3 Exclusions

We are not liable for indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities.

9. Indemnification

You agree to indemnify and hold harmless My Bitcoin DCA, its operators, and affiliates from any claims, damages, or expenses arising from:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of applicable laws or regulations
• Your cryptocurrency trading or withdrawal activities
• Compromise of your API keys or device
• Third-party claims related to your account

10. Termination

10.1 Your Right to Terminate

You may terminate your account at any time through the settings page or by contacting support. Upon termination:

• Your account will be deactivated
• Your data will be deleted per our Privacy Policy
• You should delete API keys from your mobile device
• Transaction history may be retained for legal compliance

10.2 Our Right to Terminate

We may suspend or terminate your account if:

• You violate these Terms
• You engage in illegal or fraudulent activity
• Your account is inactive for an extended period
• Required by law or regulatory authority
• We discontinue the Service

11. Source Availability

My Bitcoin DCA makes its source code publicly available. The source code is available at:

By using the Service, you acknowledge that:

• The code is provided as-is for transparency and inspection
• You can inspect and audit the code
• Security researchers may report vulnerabilities
• Code availability does not grant modification or contribution rights
• No warranty is provided for the code

12. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Updating the "Last Updated" date
• Posting a notice on the Service
• Sending an email notification
• Requiring acceptance for substantial changes

Continued use of the Service after changes constitutes acceptance of the modified Terms.

13. Governing Law and Disputes

13.1 Jurisdiction

These Terms are governed by the laws of your jurisdiction, without regard to conflict of law principles.

13.2 Dispute Resolution

Before initiating legal action, you agree to:

• Contact us at support@mybitcoindca.com to resolve the issue
• Provide 30 days for good-faith negotiations
• Document all communications related to the dispute

14. Miscellaneous

14.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and My Bitcoin DCA.

14.2 Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue in full force.

14.3 No Waiver

Our failure to enforce any provision does not constitute a waiver of that provision.

14.4 Assignment

You may not transfer or assign your rights under these Terms. We may assign our rights to any affiliate or successor.